Service pension

We help you find the pension solution for your business

All companies must have a pension scheme for their employees, it is required by law. However, many companies want to have pension schemes beyond what is legally required, and then there are several factors to think about following the changes in the regulations for occupational pensions in recent years. This particularly applies to the regulations relating to the Personal Pension Account and Disability Pensions.

Based on the framework laid down by the company, together we find the best solution and supplier for your company and your employees.

Pensum also offers endowment insurance for private individuals. A simple and flexible form of savings.

Your investments and your savings are placed in insurance. Capital insurance is well suited for long-term savings and long-term management, but with good flexibility.

The only insurance element in a capital insurance is a life insurance that covers 101% of the market value of the insurance. There is no ongoing taxation, as long as the capital is invested in capital insurance (also applies to interest investments). There is no reporting of transactions made within the insurance, only a report on value development and any withdrawals from year to year.

Capital insurance is also a beneficial structure in connection with succession planning.

You decide yourself when, and in what time period, you want the money to be paid out.

You therefore have full control over your investments and tax burdens.

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